
We pride ourselves on our ability to close transactions in an efficient and professional manner, with most loans closing in 7 to 10 days. Here's how it works:
Step 1 – Initial Consultation
During this meeting with your consultant, you will discuss loan terms, sign disclosures and provide necessary documentation.
Step 2 – Contingency Period
This step includes our FREE home appraisal, loan approval and underwriting, and confirmation of homeowners insurance for proper coverage.
Step 3 – Final Approval
Once your loan is approved, you will be contacted to schedule a closing with your consultant. All final terms will be confirmed so that there will be NO SUPRISES at the closing table.
Step 4 – Closing
During closing, loan documents can be signed here in our office, at the title company or in the privacy of your own home. A notary confirms accuracy of all information, and copies of everything you have signed are provided to you.
Step 5 – Funding
All funds will be sent directly to the title company. The title company then handles the payoff of your previous mortgage, wires cash back into the account of your choice and overnights any creditor checks to your home.
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